Mommy and LifeStyle blog By: EINz

Wednesday, November 14, 2018

Althea x Get It Beauty Real Fresh Skin Detoxers Collab!

My FB wall and IG feed was flooded with posts of  Althea’s fave and exclusive products as an active member of Althea Angels Community. I'm actually happy  and pumped up to introduced Althea as an Online K-Beauty Hub that offers over 100 Korean Brands and is 100% authentic.

"Althea is the most trusted source for the latest and best selection of Korean skin care and beauty products, offering the lowest prices and shipped directly from Korea."

I purchased my very first K-Beauty product (BB Cream!) at Etude House’ local store here in PH and was hooked ever since. I’m thankful that I recently discover Althea as it truly offers lower prices, imagine 10-20% cheaper than those K-Beauty items at the mall?! It offers FREE shipping for orders over PhP999. Sweet deal, right?

Now this time, Althea Korea did a product collaboration with Korea's top TV programme, Get It Beauty, called the Real Fresh Skin Detoxers




And, I was lucky to take part of this review for this Skin Detoxer set


Althea sent these welcome surprise to us Angels to be the  firsts  to enjoy this day and night 10 sec. wash off mask, yep, 10 SECONDS not 10 minutes! it's a relatively thick layer masks leave on for 10sec~ the Premium Rose Petal  for a gorgeous glow and Green Tea leaves from pristine Jeju Island plantations for a healthy complexion. 💦


Fast forward today... Okay, don't judge. You might think that I am too lazy to wash off at night or can you just please assume that I just reaaaally love that REAL FRESH Skin Detoxer in Rose! Hahaha. 

I  enjoy my morning daily mask routine as I love this potpourri-like scented mask! The fragrant rose petals reminds me of those dried flower petals that I kept in a jar when I was a kid. I never knew then that rose petals has beauty-enhancing benefits like giving a radiant glow.

Now, Korea's famous beauty influencer Minsco and K-pop star Jeonghwa who's a member of EXID join the fun  in and made a video together on their experience with the Skin Detoxers! 



Subtitle please???  Oh well, I can clearly see how they enjoyed these products  and can't help but take note of the face massage that Minsco showed to Jeonghwa. I badly needed that massage you know? In fact I spent a huge part of my Althea birthday points for a Laneige Time Freeze Face roller! aayiieee... but that's another story.

Anyway, come join in the fun experience of these Real Fresh Skin Detoxer. You can purchase this set  by clicking here.

Saturday, October 27, 2018

Your Dream Home through self-employed loans

Being self-employed is not a joke. The premise of being your own boss is truly enticing for almost all individuals working 9-to-5 and earning just enough for the family. However, and in reality, once you have tried being self-employed there will be a lot of self-realizations. The security of tenure, steady income, bonuses, health cards, and other benefits of being employed disappears with the promise of getting twice or thrice more income as your own business operator.

But what about the creditors? Yes, they have the same train of thought. Since not all businesses are registered, not all incomes are accounted for (possibly for tax purposes), and other aspects such as inconsistent revenue stream, an employee with their pay slip will be approved more and much faster.

No matter how well your SME for example is doing, without the proper documents and declarations, chances are the loan that you are aiming for will be greatly capped. Suddenly, your self-employed home loan pushes your dream house farther and farther away.

Photo by rawpixel on Unsplash
Luckily, there are several options already aiming to remedy this case. Your hard-earned money, whether from working for a long while or doing good on your ventures, should properly be assessed by companies that are looking to help more than be of burden. For example, in the Philippines, self-employed loans or self-employed home loans are fairly limited. You’ve got your bank financing (through pay slips) and that is pretty much it. A Government arm can help out but the covered amount is usually so low especially if you are a young couple looking to have your own home. Also, all the complications of the taxes scheme as well as individuals thinking that they can under-declare on their income will soon find out that it will be a demerit to their chances of being approved.

Unlike in the United States, specifically a Florida Home Loan case. The options are so flexible and it opens up a lot of opportunities on how you can manage and forecast your savings. Compared to other countries, you’ve got loans here that is heavily financed by independent companies and not just banks. Even “Bad Credit Loans” exists aims to grant you hefty amounts even if you don’t have good standing with other credit companies/banks.

Not only that, requirements can be adjusted to bank statements against pay slip, your tax forms, and even certificate of employments. These self-employed home loans hindrances are now slowly being eased by various sources. One can only hope that it is available some in your state or country due to the stringent list of requirements for the borrowers that they usually demand for.

After all, finally obtaining your dream home should not be something daunting. Even if you may have missed some tax documentation that would have padded your good credit, there are still many alternatives if you know where to look. Self-employed loans, in theory, should allow you to have a quicker turnaround due to the fact that you are earning more. In other parts of the world, potential earnings are weighed also that will allow you to have a higher loan ceiling. This should make borrowing much easier than ever. 

Friday, October 19, 2018

Rising from Personal Injury Cases (and worse, Wrongful Deaths)

As you go about your everyday, anything can really happen. You’ve got your usual daily challenges; traffic and car trouble, spilled drinks, bad day at work, the kids or the pets are sick, and so forth. Those can be settled fairly easily or with a high volume of stress. Depends on your approach. But what if you experience something far much worse? It could be a personal injury caused by a lot of things or the worst of them all, it leads to a wrongful death?

When the time comes that you have to deal with these very unfortunate things, being prepared and being informed are at the utmost importance. Getting someone from your area for example, a Tampa Bay Injury Attorney will guide you on your case. The law is different internationally and even by states and getting someone near makes a whole lot of sense.

By the definition, a personal injury case is committed when another party committed negligence that resulted in the incident. This ranges from several seemingly small cases but when evaluated shows it’s true, staggering impact. Car accidents (which are common worldwide), product liabilities/defective products, hospital/care home abuses, and even dog bites are some of the examples that your lawyer can work on in terms of how and what are the scopes that should be covered by the offender.

Expounding further on the case above, your tampa personal injury attorney may include lost wages for your claim should you incur a personal injury that will disable you to go about your daily source of income for the time being. A “dog bite” might be something “harmless” compared to other more severe injuries but depending on the body part bitten and the dog’s vaccine records, it now gets more complicated. Aside from the medical bills, trauma also comes into play as well as missed days of work.

Photo by Elijah O'Donnell on Unsplash

Wrongful Deaths
should be avoided but they have been occurring increasingly alarming over the years. It may happen to you, a co-worker, a family, or just someone across the street and every day you hear it on the news is something that will shake you.

As much as it hurts to read and hear, someone should be held accountable for wrongful deaths even if it means having your attorney squeeze everything possible from the other party. There are no more “on-going medications”, “nursing trauma”, or anything similar to that. It is even ill-advised by nasty, unethical lawyers that they prefer this over personal injuries because the latter can really stretch for a long-time both financially and the period of liability.

Again, if you are prepared and employed a lawyer you know how to rise from this. Burial expenses, wages lost (your potential earnings can be computed for the benefit of your family), and previous medical expenses are definitely covered. What and how you are going to integrate other things that should be paid by the individual/company as mandated by your law should be thoroughly discussed logically and not emotionally.

Is email marketing still relevant?

Email marketing is considered an efficient tool in gaining customers. It's a strategy that entrepreneurs need to master and take advantage of. 

With today's technology, Digital marketing is considered as the most cost effective way to send commercial messages to turn prospects into customers. I personally prefer targeted email campaigns as it can stimulate sales thru customized  approach based on customer's needs.

But with the presence of social media, you've probably have heard many marketers asking the question, “Is email dead?” Well, we’re here to tell you that not only is it alive and well—it's also beating other forms of marketing in effectively reaching prospects.

In fact, the relevance of email shouldn’t be a question at all. Although this technology has been ubiquitous since the ‘90s, it’s still the most direct line to internet users today.

A Radicati Group study reveals that over 3.8 billion people around the globe will use email in 2018—half of the world’s entire population.


According to Lifewire, that’s 100 million more people than were using it in 2017.

By 2022, over 4.2 billion people are expected to be email users, according to projections from the same Radicati Group study.

There’s no question that modern internet surfers are actively using email. They’re reading it, sending it, and, most importantly, engaging with marketing messages from businesses.

To help prove just how relevant email is, and just how engaged email users are, we’ve gathered facts, quotes, and statistics that show exactly what's going on in users' inboxes. These eye-opening truths demonstrate that email isn’t going anywhere.

8 facts and statistics that prove email's relevance

Is email marketing still relevant?

Yes, without a doubt.
If you remain skeptical, check out these 8 solid truths:

1. Hundreds of billions of emails are sent each day.

Data from Statista reveals that over 269 billion emails were sent each day in 2017. Meanwhile, in 2018, the number of emails sent per day is expected to top 280 billion.

People are engaging with their email accounts, and it’s still one of the major online channels of communication. If you tap into it with your marketing skills, you can potentially reach masses of people who are ready to read your content.

2. Email is the most effective content distribution format.

Overwhelmingly, B2C marketers report that email is their most successful channel for distributing content.

According to the Content Marketing Institute’s 2018 B2C Benchmarks, Budgets, and Trends Report, 72% agree that email is tops. (Social media and blogs come in second place with 61% and 47% of marketers championing them, respectively.)


3. Is your email marketing not working? Don't give up just yet. 

According to top marketer Jay Baer,  “There is NOTHING in digital marketing more important than email, right?

Even with social media, bots, apps, and all the rest - email is still how we communicate to most of our customers and prospects.

But the problem is, most email programs have a nagging cough and a persistent fever. Most email programs are sick in one or more ways.”

In other words, email is one of the most important ways to communicate with your base. If your email marketing isn’t working, your email program is “sick” and needs help.

Email isn’t the problem–it’s how you approach doing email marketing that matters. It's a combination of how you solve email marketing problems, like low open rates, low click-through rates, high unsubscribe rates, as well as execute and refine new strategies. 

For instance, Jay recommends not panicking if your email data points change incrementally for the worse. Instead, wait. Let enough email sends happen so an accurate picture of your success with email can become clear before you act prematurely.

If your email program is failing or underperforming, look at it like this: If it could talk, it would say, “It’s not me–it’s you.” But don't worry—this is fixable and why we're here to help! 

4. A majority of adults send or read email daily.

In the United States, the most popular online activity for adults is sending/reading email. 85% of internet users spend their time this way every single day.

So, if you want a direct line to your adult audience, email is the way to go.

5. Teenagers are still using email, too.

If you think you can’t reach younger demographics through email, think again.
Teenagers are often associated with texting, social media, and social messaging/multimedia apps like Snapchat and Instagram. However, while there are plenty of modern alternatives, teenagers are still using email.

From their study of 1,200 internet users spanning from teens to baby boomers, Adestra found that 78% of teens use email regularlyOf those teens aged 14-18, nearly 78% call it a “fact of everyday life.” Among young adults aged 19-24, about 84% feel the same way.

6. Millennials are email-obsessed.

Let’s not forget about millennials in their mid-twenties to early thirties—they’re even more obsessed with email than teens.

According to a 2017 Adobe Campaigns consumer email survey, this generation checks their email anywhere and everywhere. That includes while watching their favorite TV show, while lying in bed, during their vacation, while talking on the phone, during a meal, and even when they’re in the bathroom.

 ​


7. When your emails are targeted and relevant, tons of people will engage.

What happens when a customer receives a relevant email sent to them based on their online behaviors, also known as a triggered email? More than likely, they will open that message and engage with the content.

In an email marketing benchmarks study from 207, marketing researchers found that triggered emails had a 46.84% open rate and a click-through rate of 11.13%.

Of course, many variables impact open rates and click-through rates. However, HubSpot collected some benchmark data that helps us establish a frame of reference.

Among a pool of over 11,500 of their customers, they looked at various-sized companies who sent varying numbers of email campaigns over the course of one month. They measured the open rates and came up with median numbers representative of each type of company—those with 1-10 employees, 11-25 employees, 26-200 employees, or over 201 employees.

Overwhelmingly, median open rates across all company sizes and numbers of monthly email campaigns hovered between 25% and 35%.

That means the open rate for triggered emails (46.84%) is about 11% higher than the highest median open rate achieved by any company. (The highest rate went to companies with 1-10 employees that send out 16-30 email campaigns per month.)

In other words, when your emails are targeted and relevant to the online user, they will get opened. That means your email marketing has an amazing chance of finding its audience, which is always the end goal.

8. Consumers want to hear from you through email.

Remember that Adobe Campaigns survey we already mentioned? Let’s return to it for another compelling statistic that proves the relevance of email marketing:

61% of consumers would rather receive communications from brands through email versus any other channel. (Direct mail came in second place with just 16% who prefer it.) Plus, that 61% majority represents a 24% increase of people who prefer email over last year’s poll.

Consumers prefer email for brand communications over not only direct mail, but also social media, text messages, chatbots, and brand apps. That’s a great indicator of just how relevant email marketing still is.

Even more importantly, consumers want to receive personalized emails that are informative. They also don’t want companies to bombard their inboxes. If you stick to these guidelines, your email marketing has an incredible chance to make a positive impact on your brand.

Wrap up

Overwhelmingly, email marketing has a better chance of reaching your target audience than any other method or communication channel. Thus, the question “Is email marketing still relevant?” shouldn’t even be a question. It should be a statement.

Email marketing is still relevant.

On social media, your posts are blips on your readers’ radar, and then they’re gone forever. If you blog, there’s a good chance your reader won’t see your content unless you direct them to your new posts. Finally, paid search and paid ads can quickly get expensive, and most readers will find them annoying.

On the other hand, email marketing is what consumers prefer. Half of the entire globe uses it and a vast majority check their inboxes daily. That includes generations of people, from teenagers to millennials, to baby boomers and older adults.

To put it bluntly, email remains the only channel where your organic reach is solid. Are you willing to gamble that?

Thursday, October 18, 2018

SM Supermalls treats kids nationwide with the "Super AweSM" United Nations and Halloween Celebrations!

After the successful nationwide #SuperAweSMKidsDay, SM Supermalls continues the #AweSMKidsMonth this October with back-to-back awesome events, namely United Nations Day and Halloween.



“SM Supermalls takes utmost pride in celebrating this awesome Kids’ Month with no less than the next generation of leaders and the future of SM, our SM kiddie shoppers,” said Jonjon San Agustin, SM Supermalls senior vice president for marketing. “The awesome deals and fun experiences continue this October, starting off with the nationwide #SuperAweSMKidsDay followed by the annual United Nations Day and Halloween festivities. We dedicate this month to you with everything that you love to do at SM: play, shop, eat, and win!”

IT’S A SMALL WORLD AT SM MALLS. Visit www.smsupermalls.com now to check out
the United Nations Day activities at an SM mall near you! 
Aside from the annual National Costume Parade and Contest, kids and families who will celebrate #UnitedNationsDayAtSM2018 can enjoy cultural performances from UN countries through the World Music Fest, grand display of flags from different countries, and face painting of colorful flags via Wear Your Flag.

HAVE A MONSTERRIFIC TIME AT SM. SM malls nationwide have different #AweSM treats for kids of all ages this Halloween. Check out the events at an SM mall near you via www.smsupermalls.com.

Meanwhile, a fun and #MonsterrificHalloweenAtSM will delight super kids of all ages with various awesome activities including the Freaky Face makeup contest, Monster Ball Halloween costume challenge, Peak-A-Fun Fair with lots of thrilling deals, Vivo Enchanted Castle attractions in 57 malls and the much awaited #AweSM Trick or Treat.  



All parents are encouraged to capture their kids’ special moments using the #AweSMKidsMonth’s Photo App found at www.smsupermalls.com. All promo participants will get a chance to win P5,000-worth of SM shopping money!

Visit smsupermalls.com for the full list of events and activities in store for our little ones this whole month of October!

Sunday, September 16, 2018

Be a Safe, Secure Shopper and Score Great Deals Online!

Shopping is long considered a therapy for most people, not just exclusive for women. The brain releases stress and replaces it with "happy hormones". You need it once in a while 😉.

However, the unpredictable movement of the economy oftentimes tapers our shopping sprees and we inclined to do pencil-pushing more to save money.

This is a long-running situation. Prices increase. Cost of goods increase. Business owners with physical stores are hit the most as they juggle their overhead and are forced to either cost-cut or just charge more.

For one, selecting what you want is substantially easier. You can do it anywhere as long as you have an internet access. It's not also rocket science to know that is much cheaper than going out and buying in the mall.





Obviously, the online shopping industry continues to grow. I have long been taking advantage of conveniently shopping with my trusted e-commerce sites, making me save money with online deals.

Here's the top reasons why I mostly prefer and enjoy shopping online:
  • Saves precious time.
  • You can shop any time of the day.
  • You don't need to pay for gas and parking.
  • Have more options.
  • Can easily compare prices.
  • Can use coupons or cashback.
  • Can get exclusive discount offers.
The convenience is the biggest perk! Online shopping has gained its popularity and offered us a great alternative. Making purchases right at your fingertips and have it conveniently delivered was such a relief.

It's understandable that there still people who remain doubtful, and hasn't fully embraced the idea of shopping online. I think starting off with identifying your safest payment option can help.

Also, keep in mind the following safety security precautions to be a safe and secure shopper:

10 Ways to Stay Safe when Shopping Online:

  1. Trust your gut.
  2. Be extra careful when you're in mobile device.
  3. Don't use public wi-fi to shop.
  4. Check your credit card statement frequently.
  5. Use a virtual credit card number.
  6. Change your passwords regularly.
  7. Look for HTTPS in the URL rather than HTTP.
  8. Don't click on links in emails!
  9. Check the company's privacy policy.
  10. Update your browser.

To fully enjoy the convenience of technology, we have to learn and carefully understand how it actually works to debunk all those online shopping misconceptions.

Friday, August 31, 2018

Create Timeless design Invitations with Paperless Post

How do you go paperless?

As much as possible, I opt to receive our monthly utility and credit card bills via email.  I scan or took photos of important docs as I am enjoying the convenience of going paperless and organize my digitized files by naming it correctly and putting it on a specified folder.

As for event invitation, I  prefer to receive or send digital version of card invites rather than physical copy. I'm a fan of a more relaxed and organized way of online communication as it saves time due to less effort.

Today, I tried creating a sample of birthday invitation using Paperless Post. Since I am the last fam member to celebrate my birth date, I created sample cards for my upcoming birthday on November. I had fun choosing designs and actually came up with 10 favorites before I finalized my choice.




Paperless Post, is a company that designs customizable online stationery, to show that communication can be personal and well-designed regardless of the medium. It  has partnered with several world-famous designers and lifestyle brands, including kate spade new york, Oscar de la Renta, Jonathan Adler, and Rifle Paper Co., and has delivered over 85 million cards to date. 

It is free if sent without any premium options. You can choose to create from birthday, wedding, Parties, Professional, Announcement, Thank You cards to Holidays, Religious Invitations and so much more!

Make it personal by uploading your favorite photo, choose your typeface and type color and write a custom message. You can choose envelope liner, front card back drop, stamp & post mark and it comes with a reply card and event page where guests can go to get in touch with you and view updated event details and share party photos. You can also follow up with your guests: request RSVPs, schedule an event reminder and send message.

If you want to have Premium design options like envelope liners and card inserts, you can buy coins to upgrade your choice. The Coin price per recipient is based on the design, and Coin packages can be purchased when you are ready to send.

You can browse thousands of selection from free invitations and free cards if decided not to go premium. You can still make it more personalized as you have the option to  upload your own design suite. 

I like the feature where you can get  directions from google map on event location, and the guests' option to add to calendar, and can send a free test  to check how it looks like when sent.

I'm hooked from lovely templates and can't get enough on cute designs and classic stationeries. Here's my second fun creation using my old photo:


Oh, how I love to start a digital scrapbook of my favorite quotes with this... I'm sure to enjoy more when it's time  to create for my kids' birthday invitation from its wide selection of beautifully designed artwork. 😉

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