Tuesday, February 23, 2016

Preparing for a Brighter Future with Sun MaxiLink Prime: Insurance plus Investment

I have long been thinking of getting a life insurance from Sunlife. And finally last year, on my birthday month, I was able to get one for myself.

I was insured at the age of 33, with Basic Plan of Sun MaxiLink Prime - Non Smoker with 500,000 benefit amount with annual regular premium of 26,600 or 73 pesos per day.

I choose to have the best value of my money thru this product, which is an investment-linked life insurance plan where a portion of my premium payment will be used to pay for the cost of insurance and the other portion will be place as investment fund.

Policy holders can choose to pay on annual, semi-annual or quarterly basis.

I am paying my premium on Quarterly basis and was done with my 1st quarter of payment. Since I have a BDO Savings Account, I conveniently transfer my payment online which I did monthly. I paid 2,000 pesos on my 1st and 2nd month, and paid 2,650 for my payment due date which equals to 6,650 pesos per quarter.

Well, the monthly payment works well with me, as I believe I can easily managed paying our monthly bills if I did it with my own monthly installment basis.

But now, I vowed to pay 3,000 or more monthly providing an excess amount for the investment fund. This plan is payable for 10 years... so at the age of 43, I am done paying with my premium and can choose to withdraw the money as long as the fund value does not equals to zero.

This means, the money that I grow thru Investment fund can be used as college fund for my son!

That's practically the main reason I availed of this plan, I can insured myself with the benefits of having my money grow for future expenses.

And, assuming that I don't touched the money until my retirement age of 65, my projected benefit amount equals to 3,457,504 with average annual investment return of 10%.  Sweeet!

Well, who wouldn't want to retire a millionaire?

Truly, a brighter future awaits when you are well-prepared. That's the exciting thing about learning to save and invest as early.

Just like what I did, you  better Request a Proposal to get started!

Sunday, January 17, 2016

Care for the Air you Breathe, using LuvA PureAir Air Purifier! (Review)

When it comes to protecting our home from pollutants and irritants that comes in through air, Air Purifiers or Air Cleaners provides a better solution  and a good aid for people who have health issues like asthma and allergies.

EPA (Environmental Protection Agency) studies found indoor air pollutants were generally 2 to 5 times greater than outdoor pollutant levels!

Breathing clean and safe air must be our No.1 priority for our families, especially for our babies. As we all know, early childhood is a critical period for babies as this is the development stage of several biological systems such as the brain, lung and immune system. And air toxins have a great effect in their health causing asthma and other lung-related diseases.

Basically there were natural ways to improve indoor air quality like increasing air ventilation at home and regular cleaning, but if your home (just like ours!) was airtight where irritants can't easily escape, using Air Purifier was highly recommended.

Thankfully,  Luva PureAir, a product of Gwell from Korea which started since year 2008, was introduced to our home that promises to Purifies, Deodorize, and Sterilize, with a bonus of Aromatherapy function.

I received the product last month, exactly 2 days before Christmas, beautifully wrapped as a Christmas present which ofcourse, excites me as I rarely receive gifts during the holidays... I was opening the package as if, surprise pa what's inside! haha...

We are using this at home regularly for almost a month now, and was convinced of how it effectively works. See below video for more scientific explanation:

We only have one window at home on our first floor, so having an appliance that can purify indoor air was a smart discovery.

The only window at home in the receiving and kitchen area.

LuvA stands for "Luv (Love) Air" that means love clean air. A product which cares for the air you breathe.      LuvA Pureair, Loves Pure Air.

So there, that's the perfect place for the LuvA PureAir in our home... In the kitchen, the stove emits nitrogen dioxide, one of the most irritating gases. This gas at higher levels can cause wheezing in people who don't have asthma.

When we are cooking, we use range hood to avoid nitrogen dioxide buildup. Since we really have an issue on proper ventilation, LuvA PureAir makes us now worry-free on the quality of our indoor air .

I learned that this product is the first and only 4-in-1 function purifier:    

             1. It Purifies dust particles.
                 Collect 99.7% micro fine dust under 2.5PM

             2. Deodorizes sick house syndrome and cigarette smokes
                  Remove 99.9% of Sick house syndrome, smoke and bad odors.

             3. Sterilizes viruses and bacteria 
                  Remove 99.7 of various viruses and bacteria such as influenza virus, HSN1, N7N9                                              when use regularly.           

              4. It has Aromatherapy function that could alleviate stress.
                  Stability effect.

My fave Cucumber Melon scent!
Before, ok na 'ko using fragrance oil warmer, it makes me think that we are having fresh air kasi mabango, it can masks the bad odor. But then having this LuvA Air Purifier, makes me realize that  it is good to invest in a product that cleans and deodorizes the air.

This product was scientifically tested to remove dust particles including pet danders and disinfects pollutants like harmful chemicals coming from household cleaning materials and gas stove. It also terminates viruses and kills bacteria.

The white one filter, is the e-Nano filter, you can check to see how much dirt it has filtered by turning the cover counter-clockwise then after pulling out the cover, at the back, pull the filters out.

At the top of the filter is the carbon filter, the black one, and when you tilt it upwards you will see the e-Nano filter.

You can see the changes of its color from white to gray if used regularly. You may clean the e-Nano filter only. It is preferred to only submerged it on tap water, not to directly wash it in running water then let it dry afterwards.


After a month of regular use, I checked the e-Nano filter and saw the dust it accumulates.

Below are the product features and specifications:

  • Improves indoor air quality
  • Capable of removing heavy cooking smell
  • Cleans dust and helpful to eliminate odors
  • Silent and convenient to use
    • Area Coverage: up to 36 sqm.
  • Space saving
    • 190 x 250mm / 1.7 kg.
  • Re-usable filters
    • e-Nano Filter / Ultra Plasma Ion filter / 3D Carbon filter.
    • The e-Nano filter and Carbon filter can be changed every 6 months. For the e-Nano filter, it can be washed by submerging into water. As long as it is in good condition, it can still be used longer than 6 months. You can contact Visiontec Marketing Inc. at 781-6731 regarding filters.
  • High efficiency with low-cost power usage
    • AC100V-240V/50-60Hz, DC12V/1A
  • Available in color white and black
  • Reasonably price at Php11,990
    • Available at Rustans Shang, Makati and Alabang Town Center.

Overall, I found this product a smart choice and  beneficial, it's a one time investment for a longer protection for indoor air for our families. Actually, it can also be used at other rooms like hotel, hospital, and even office rooms as long as the room is up to 36sqm. for more effective results.

Monday, December 21, 2015

Cheap Bodycon Dresses at Fashionmia!

Actually, I'm not a dress kind of gal, I just wear one when I have to. It's like I have no other choice but to wear them, as the occasion pointedly demands.

I feel more comfortable wearing my fave shirt and blouses with jeans, but I have to admit, I feel more sophisticated, feminine and prettier when I had the 'perfect' chance to wear a dress =)

When choosing what dress to wear, I always go for a simple design and classy look. My personal rule to follow is that it should easily match any of my statement necklaces to add up some glamour.

I had bought several clothes online and was confident to use the specified body chart for reference, so eyeing www.fashionmia.com for its Holiday Sale Special and extra discounts enticed me to buy. They offer worldwide delivery and free shipping on orders over 79$. 

I register on the site and was given a 5% discount code for my 1st order! Below are my top picks dresses, End of Year Clearance Sale is on-going, so I am really having a hard time choosing what to add on my bag.

I can only wish I have the curves to sooth this Khaki fashion bodycon dress. This one's on 80% OFF, the reviews are good... a nice buy for 9.45$, what do you think?

And here goes my classic piece that will never goes out of style, this striped bodycon dress,  will definitely hide those unwanted bulges! 

Last on my bag is this Ladylike & Comfortable Band Collar denim bodycon dress for 50% OFF. I like how the belt gives a curvy silhouette and makes the waist looks smaller, but unfortunately, the belt's not included.

I'm not yet ready to proceed on checking out the items, still short to avail their FREE shipping and still torn on choosing the best discounted maxi dresses and would love to include party dresses as well. They offer of up to 95%  OFF the original price, definitely worth checking out.

Friday, December 4, 2015

My Facial and Ultralipo Beauty Treat at Perps MedSpa

I finally got the chance to participate in one of the Mommy Bloggers Philippinesinvite. This one's from Perps MedSpa where mommy bloggers were given a day of pampering to try their facial, body massage and ultra lipo.

The Wellness Complex wasn't hard to find as it was located along the road within the same compound of Medical Center. Or maybe I was too familiar with the place that I know exactly where to spot the Spa?

Thursday, November 19, 2015

Our Kumon Journey at Tunasan Center Muntinlupa

Children nowadays were luckily provided technological entertainment. It sure had a lot of advantages, but has its own downside too, agree?. 

In our case, our  7-year old son was totally addicted to "MineCraft", it's a world of creating wonderful and imaginative thing using blocks (atleast my simplest description).

Although we only allow him to play during weekends, he was sooo addicted in that game that he even draw his "block plans" in his notebook during school days. And, was so excited for Saturdays and Sundays to come.

He's having so much fun with the game that he find doing school works as "B-O-R-I-N-G!" and he seems not interested to learn. We tried to control his 'game time', but what we failed to control was his attitude towards his priorities.

That's when I decided to provide him an after school activity, and be in Kumon Method of Learning. Yes,  I ... husband was against it!

Wednesday, November 4, 2015

Lazada Kicks Off the Biggest Online Christmas Sale of the Year!

MANILA, PHILIPPINES - Lazada Philippines (www.lazada.com.ph) the Philippines’ One Stop Shopping and Selling Destination today announced the launch of the Lazada Online Revolution Sale which is set to be the biggest online Christmas sale of the year. The month-long sale kicks off on November 11 and will run until December 12.

The date November 11 or 11/11 is popularly known in China as “Singles’ Day”, a day to celebrate

Sunday, October 18, 2015

Color Pop Fair: An Adult Coloring Book Event on October 24 at SM Mall of Asia

National Book Store, in partnership with Lifestyle Channel and SM Mall of Asia, will hold its first ever “Color Pop Fair” on October 24, 2015 from 10 a.m. to 6 p.m. at the Main Mall Atrium, SM Mall of Asia. Admission is free for all events and workshops. Registration starts at 10 a.m.

Enjoy a Saturday of free, fun-filled coloring activities especially designed for adults who are artists-at-heart.  Learn basic adult coloring, shade selection, blending techniques, choosing the right coloring


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